Our investment advice is based on your specific goals.  We will work with you to develop a plan that is appropriate for you based on your current and future needs.  We can then assist you to implement the agreed strategy, ensure your investments are managed efficiently and then review your investments and strategy on an ongoing basis.  It starts with setting some goals.

Setting Goals

Before you invest, it's important you set realistic goals. Take the time to work out why you're investing, how much you have to invest and when you need a return.

Once you have these foundations in place, it's easier to make decisions about your investment strategy.

As things change we can help you. You'll have different financial needs at different life stages - marriage, children, a move, an inheritance or a divorce can have a major impact on your lifestyle and financial goals.

We can help you work out the most effective investment strategies so you can:

• establish your goals and put in place a plan

• build wealth and accumulate assets

• maximise and protect your wealth

• consolidate wealth for the future

• reap the rewards and enjoy the life you want

Your Strategy

It's vital that you have a clear understanding of what you are actually aiming to achieve by investing. Your objectives and timeframes will directly affect what investments you should hold, how much you should invest in them and the range of returns you may expect.  

Factored into your strategy will be your tolerance of investment risk and, accordingly, the degree to which you'll need to diversify to cover risk. Your attitude towards risk, as wells as your capacity to take on risk will have a significant bearing on asset allocation within your investment portfolio.  We can work with you to quantify these factors and taking into account other personal wishes, construct a portfolio just for you.

Once you've established your investment strategy, stick with it - and stick with the investments and the timeframe that you've selected to fit your strategy.  If you have a plan, then you will be more likely to stay the course and avoid the temptation to bail out if you see the value of investments fall unexpectedly. Equally, you should avoid the temptation of withdrawing from your investments if they experience an attractive short-term gain in value.

Your Rede adviser is there to help you stick with your plan, but also to review your portfolio on an ongoing basis, to ensure that profits are taken where parts of your portfolio become overweight.  Investment specialists advise that achieving the desired result from your portfolio requires a generous dose of both patience and discipline!